A credit card is a debt instrument to be used for financial transactions in line of cash or check, or a debit card. Depending on its owner’s credit-worthiness, a credit card may have come with a high spending limit or a lower one. When you use a credit card, the purchase amount is automatically added to your outstanding balance.
A debit card might look like a credit card but it is distinctly different than one. A debit card is issued to customers for the purpose of accessing funds without having to write a paper check or make a cash withdrawal.
The right credit card for you depends on how you want to use it. You may want to get one to: